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13.Energy — Legal

Last updated: March 1, 2026 | Effective immediately

1. Privacy Policy

1.1 Information We Collect

We collect minimal, anonymized data to improve our services:

• Analytics Data: Page views, click patterns, and usage metrics via Google Analytics (GA4) and Microsoft Clarity. This data is aggregated and anonymized.
• ZIP Code: If you enter a ZIP code for rate comparison, it is used only for the current session and is not stored on our servers.
• Newsletter Email: If you voluntarily subscribe, your email is stored by our newsletter provider under their privacy policy.

1.2 Information We Do NOT Collect

• We do NOT collect names, addresses, phone numbers, or payment information.
• We do NOT use cookies for tracking (we use localStorage for preferences only).
• We do NOT sell, rent, or share any user data with third parties.
• We do NOT require account creation to use any feature.
• We do NOT store your energy bills, usage data, or account numbers.

1.3 Third-Party Services

• Google Analytics (GA4): Anonymous usage analytics. Google Privacy Policy
• Microsoft Clarity: Session analytics and heatmaps. Microsoft Privacy
• GitHub Pages: Website hosting. GitHub Privacy

1.4 Data Retention

Aggregated analytics data is retained for trend analysis. Since we do not collect personal data, there is no personal data to delete.

1.5 Children's Privacy

Our services are not directed to children under 13 (or 16 in the EU). We do not knowingly collect data from minors.

2. Terms of Service

2.1 Acceptance

By accessing or using 13.Energy, you agree to these Terms of Service.

2.2 Service Description

13.Energy is a free informational platform providing energy plan comparisons, solar quotes, and energy-saving tips. We are an independent comparison service, not an energy provider.

2.3 Rate Information Disclaimer

Energy rates, solar costs, and savings estimates displayed on this site are approximate and may not reflect current pricing. Actual rates vary by location, usage, credit history, and provider. Always verify rates directly with the energy provider before switching.

2.4 No Warranties

All content and services are provided "AS IS" without warranties of any kind, including accuracy, completeness, or fitness for a particular purpose.

3. Affiliate Disclosure

3.1 How We Make Money

13.Energy earns commissions when you click on affiliate links and sign up for services. Our current partners include:

• Energy Providers: We may earn referral fees when you switch energy plans through our links
• EnergySage: Solar quote comparison platform
• Coinbase: Cryptocurrency exchange referral program
• Kalshi: CFTC-regulated prediction market exchange
• SPUNK.BET: Free crypto casino (our sister site)

3.2 FTC Compliance

In accordance with FTC guidelines (16 CFR Part 255): links on this site may generate commissions, our recommendations may be influenced by affiliate relationships, and you never pay more — commissions come from the merchant.

4. Disclaimers

4.1 Not Professional Advice

THE CONTENT ON THIS SITE IS FOR INFORMATIONAL PURPOSES ONLY. Nothing constitutes professional energy consulting, financial, legal, or tax advice. Consult qualified professionals before making energy or financial decisions.

4.2 Solar Estimates

Solar cost estimates, savings projections, and payback periods are approximations based on national averages. Your actual results will vary based on location, roof orientation, shading, local incentives, and energy usage.

4.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, 13.Energy and its operators shall not be liable for any damages arising from your use of this site, reliance on any information provided, or decisions made based on our content.

5. Contact

For privacy inquiries or legal questions:

• Website: SpunkArt.com
• X/Twitter: @SpunkArt13